Welcome to the final phase in our ‘savvy in 60’ sequence, which goals to coach you on all issues insurance coverage.
At present we’re taking a look at one thing referred to as the ‘common driver’.
Merely put, the common driver is the one that drives a automobile most frequently. And by ‘most frequently’ we don’t imply the one that places probably the most kms on the clock… We imply, the individual who drives the automobile probably the most.
Let’s take a look at an instance… You drive the automobile 5 occasions every week and you set 75kms on the clock. Your spouse solely drives the automobile as soon as every week and racks up 200kms. Who’s the common driver? You. As a result of whereas your spouse drives additional, you employ the automobile extra usually.
It’s necessary to know who the common driver is as a result of it determines your premium and may have an effect on the end result of your claims. You see, if the common driver is a few 1 else, the flawed driver is insured and also you’ve been paying the flawed premium for the flawed coverage, all alongside.
Wish to study extra concerning the common driver? Go to kingprice.co.za and take a look at our private coverage doc. Then, whenever you’re executed, go forward and get a brilliant low cost quote! It solely takes a couple of minutes.
Keep savvy. Till subsequent time.
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